Dealing with him is frustrating, but I’ve powered through for the closing cost credit.We found a 2-unit with a garden unit that’s a decent deal and put an offer on it Sunday.

Here in Chicago, we have a lot of multi-families with garden units.

Hey, let me know if you ever have any garden questions--I'm ready to talk anyone's ear off about it.

Heating costs go up in winter, as does electric due to the reduced natural light and people being indoors more.

In  Garden City, Kansas, on the other hand, I doubt that's the case.  -- Your initial post actually had me laughing, because that's exactly the world I live in. 

In order for the property to be habitable, it must have all of the following: a) Effective waterproofing and weather protection of roof and exterior walls, including unbroken windows and doors.b) Plumbing facilities in good working order, including hot and cold running water, connected to a sewage disposal system.c) Gas facilities in good working order.d) Heating facilities in good working order.e) An electrical system, including lighting, wiring and equipment, in good working order.f) Clean and sanitary buildings, grounds and appurtenances (for example, a garden or a detached garage) which are free from debris, filth, rubbish, garbage, rodents and vermin.g) Adequate trash receptacles in good repair.h) Floors, stairways and railings in good repair.In addition, the rented property must have all of the following:i) A working toilet, wash basin, and bathtub or shower.

In some locations in Germany they have a meter for water for entire property and a submeter for water for the garden/yard. 

Indoor storage, paint ball parks and whatever the next arcade fade will be.As has been said, "The automobile is crushing the buggy and whip industry, what will we do?"

Gradually over time those that could afford the first generation of new home with indoor plumbing built them.

In my experience once they start smoking indoors it’s unlikely to stop.