I have been developing and modifing my criteria and want a spreadsheet@kenneth garrett 

I would not permit a tenant to make a major modification to my property.

Also, are there other modifications besides the shower that tenant might ask for in the future beyond the shower?

Any modification needs to pre-approved in writing with a clear definition of who is paying what.

They control more whether your investment is a success than you do so it is vital to get a PM that you click with.

I've started hearing a little bit about rate increases for homeowners who used the government's Home Affordable Modification Program (HAMP) loan modifications beginning in 2009 (5 years ago). 

Clear communications are vital.

Are you looking for a mortgage litigation attorney to see if you have a case to litigate and hopefully settle on a loan modification?

It is stepping in to fill the vital role in normal capital market operations of providing short term liquidity (primarily overnight liquidity) that has been vacated by due to the seizing up of credit markets.

The borrowers that tightened their family's belt, got second jobs, used savings or got a loan from a family member were "rewarded" for their sacrifices, in order to honor their commitment to the lending contract, by being denied a mortgage modification.