The government and every company that provides you services has raised your bills and they had no ethical concern, because it is not unethical.

Asbestos is a great example of government intervention that turned into a major freak-out blown out of all proportion.Asbestos just sitting there is not any real big problem.

If you find an opportunity with a stable 8% IRR over 5 years and you expect 1% from a savings account, 6%-8% from public equity investments, or 3% from a 5-year government debt security, the relative qualities of the alternatives should help you understand whether your opportunity is good, average, or poor.  

Banks don't place tax liens.....the local property tax government entity does.

A government shutdown is being discussed. 

A Solo 401k is a type of Qualified Plan that is governed by those rules.The takeaway is that in your scenario, if any of the entities have full-time employees, a Solo 401k would not be an option.

I keep seeing in the CRLTO that "dwelling units in owner-occupied buildings containing six units or less" are not governed by the CRLTO.

Long,The suggestion in the book is advised because as a Realtor you'll know and understand more about real estate; the laws of the state that govern real estate is a major advantage.

I think the major employers in the area now are Michigan State University, the State of Michigan government offices, and local healthcare.

This is plain and simple government interference into the market.