Make sure it's the same identical thing every time, and feel free not respond texts or block them . 

These lots are identical to the one the duplex sits on and is located off of a highway.

Or are you some fake dude that is really in Botswana trying to steal my identity?

Over time, this results in a premium over what they would have paid as a dividend.If you lay a maximum over-funded whole life illustration alongside a maximum over-funded IUL illustration, they will be virtually identical for the life of the policy.

However, the seller actually has another identical duplex directly next to the one I am looking to move into. 

So, this overestimates taxes for the first deal, but is more accurate for the second in a year.First, the monthly returnMonthly income statement (month 1) Debt Rent $1,500.00 Expenses $550.00 Payment $349.61Cash flow $600.39 Depreciation $242.42Interest $312.50Taxable Income $395.08Debt percent 50.00%UDFI $197.54UBIT $69.14ATCF $531.25 Investment $52,000.00 ROI 1.02% All cashRent $1,500.00Expenses $550.00Cash flow $950.00Investment $102,000.00ROI 0.93%So, the ROI is just about identical.

Also at this point, would the trustee be willing to provide us, the REI, with the home owners contact info or would that be against any identity protection services that the trustee may provide? 

I am on pretty much the identical path.

Shortly after, I got married & my new wife (who was a teacher & not making much money either) bought into my investing mindset just enough that we bought a duplex & moved into one side. 2 years later we bought an identical duplex, the second building over on the same cul-de-sac.

This looks like you will need 85% LTV on this loan because its an Identity of Interest Transaction http://portal.hud.gov/hudportal/documents/huddoc?