The poor choices of people and lack of ownership of those choices really hits a nerve with me.

These two books examine the cnsequences of success on two very different protagonists. 

The owner must give the PHA any information requested by the PHA on rents charged by the owner for other units in the premises or elsewhere.Section 7 a3. the PHA shall not be obligated to pay any late payment penalty if HUD determines that late payment by the PHA is due to factors beyond the PHA’s controlSection 11 b & c The PHA, HUD and the Comptroller General of theUnited States shall have full and free access to thecontract unit and the premises, and to all accounts and other records of the owner that are relevant to the HAPcontract, including the right to examine or audit the records and to make copies.The owner must grant such access to computerized or other electronic records, and to any computers, equipmentor facilities containing such records, and must provide any information or assistance needed to accessthe records.That last part is a deal killer for us and we would never agree to allow that kind of access to our business records.

Just currently waiting to take my exam in May.

It is extremely important that you know the basics of real estate as agents learn for their examinations with the exception of state real estate commission related materials.70%, I'm sure after being here for years on this site, of the questions asked on BP have the answer in the basics of a formal education in RE.Can you, as a newbie (or more most here with years in doing what they do) imagine being able to give an intelligent answer to 70% of all the questions asked on this site after receiving about 2 weeks of training?

It says: It says this:INSPECTIONS: The buyer shall examine the property to determine that its in habitable condition, AS IS.

I am wracking my brain trying to find the best solution here but I’m not able to find many resources on this.I took out a mortgage in 2019 on a 4.25% FHA first time home buyers program where they credited me $3000 for my down payment.

Have you examined the actual codes your locale uses? 

Wife and I have been California Salespeople for a number of years, have rental properties and property manage about 55 units. My wife just took and passed the broker exam today and good thing as our broker is retiring...

., have great data (actuals), but their projections can be, and should be called into question and examined.