Due to the increased expenses associated with hard money lenders, borrowers will encounter elevated interest rates.

"The Famous Google Drive for Dollars" One of the many struggles you will encounter is finding a surplus keep in mind volume is key. 

The problem I'm encountering is most of the high yield (> 4.00%) savings accounts I've looked into don't seem to offer the appropriate structure:- I could open an individual savings account, but the interest accrued (> $10) would be reported to the IRS as taxable income under my name.- I could open a joint savings account, but as the primary owner, the interest would still be reported to the IRS as taxable income under my name.

Some people I've encountered over the phone and elsewhere, perhaps agitated at having to wait in line at the supermarket, have this bloated idea of self-importance that obscures their thinking, deluding them into believing that they are something other than a human among other humans; no better, no worse, no greater nor less than.

You pay the sticker price and that's final. 

This is what I am encountering, in the current Mortgage Industry.

I would guess at this price point in Philadelphia I would be looking for a turn key duplex (not sure if I could find a turn key tri or quad for my price range).Some issues I've encountered when I look at my plan:I have contacted lenders and initially wanted to do an FHA renovation loan and possibly fix up the property but it seems like it is more hassle then it is worth.

Search the BP for ADU appraisals to encounter numerous examples.

@Kevin Boyd when I have traveled in foreign countries I have encountered a key system that is kind of cool.

In addition, 1- encountered challenges with adding the next tenant; my MTRs sometimes have 1-2 future bookings.