When I've run into competition on these loans I've noticed most people charge points... which is an additional cost for the rate. 

I'm not opposed to this program but am somewhat confused by all the somewhat ridiculous fair housing laws that real estate people have to tiptoe through and then they offer these special deals to only this select group of people?

Then go down and ask people in that unit and confirm if there was any leak. 

@Sam McCormackIt’s been what 24 hours since it’s been implementedI have changed nothing within my business for thisI think people are blowing this out of perspective in regards the changes it’s going to have for investors.

I'd love to hear about other people's experiences in the area and what they think about the future for Raleigh as it continues to grow in comparison to places like Charlotte or Austin. 

We need more people with experience like you to help us newbies like me.

Hopefully your post draws some good points from people who have done it both ways and can provide some numbers for us.

I've helped a few people with considering modular rebuilds in fire areas and there are some modular and manufactured companies that I work with with that have some specialization in the area. - Orbit is one.

Most people think it is building for 200K and getting 400K appraised value.

My HVAC people said they are troublesome to service and keep clean as they don't have the simple filters to change like conventional systems do.