Don't get trapped by finance, you'll always have a bunch of financial options to choose!

Since they have a dog, I'm worried if the ant traps could harm it. 

@Luka MilicevicIn all likelihood, your savings is trapped in that employer plan until such time as you change jobs, at which point you can move that savings to a plan of your own choosing.If you rolled any savings from a prior plan into this plan, that may be accessible for rollover.If your company plan offers an "in-service distribution" and you qualify based on age, years of service or some other factor, then that would also provide the opportunity for a rollover. 

.)- lawn care (especially on multis)- snow removal- pest control- any damage in excess of security deposit- lost rent due to eviction- eviction costs- other legal costs- accounting costs- major capital items like furnaces, roofs, sewer lines.Don't fall into the trap of trying to break these all out for your analysis, then trying to squeeze each of them down.

Hey BiggerPockets Community  I was wondering if buying a foreclosed condo would have as many or more traps associated with it then buying a foreclosed multifamily would?

Finding your own plumber, electrician, hvac tech, roofer, window guy, etc is a trap. 

One of the places we have just barely pays the bills because of this trap, which has been a good lesson for me!

Before or while engaging in any acts enumerated in section 339.010, except ministerial acts defined in section 339.710, a designated broker acting as a single agent for a buyer or tenant shall enter into a written agency agreement with the buyer or tenant.

That is why I always treat the perimeters of my properties with termite and insect control twice a year. 

From a regulatory point of view, "investor suitability" and "know your client" are simply catch you traps.