It sounds like you’ve got a great set of hobbies too—having that balance will definitely keep things fun as you work on building your portfolio.

Many find it’s entirely possible to balance both, especially if you start with smaller projects, like single-family rentals or "house hacking" (where you live in one unit and rent out others).

I’m collaborating with an investor who can help cover the remaining balance, but since the property isn’t in the best shape, and maybe fairly priced, but I’m evaluating how much room I might have to negotiate.

Once the note is accelerated the seller/buyer either needs to pay off the entire balance within a legally prescribed period of time, renegotiate a satisfactory solution with said lender, or face possible foreclosure filing. 4.

It's all about balancing immediate profit versus long-term wealth-building potential.  

WHich can balance out the payment. 

Anything over 2 mil I'd go with a Freddie Mac Small Balance Loan. 

It sounds like a challenging situation, and handling it requires balancing the tenant's rights with your obligations as a landlord.

I have crazy high DTI (like 80 to 1) but large reserves, crazy high credit scores, and fairly small revolving credit card balances ($20k to $30k but paid off each month). 

Have you found other markets that seem to balance these concerns better?