We have been very impressed with MI but the appraisals coming in under the asking price is a tough pill to swallow for us.I'm sure you have also realized that you and I are a bit late to the party in that Rent-to-Value ratios are in the 0.8-1.2 range now as opposed to higher in just the last few years.  2016 was a very good year for RE appreciation and newbies like us will pay a premium now.The main reason for my post is something no one has yet to mention that we have discovered. for W-2 investors like us who don't plan to leave their jobs soon, the depreciation is not an option as a tax write-off for those making over 100k/150k of W-2 income.  

I solved all my problems without any pills, operations or hospitals.

Passing an extra $9/mo is a tough pill, IMO.

. $100k down, plus $18k in the bank as reserves will be a tough pill to swallow for most.

Take a chill pill and STFU.

I use @Karl Krentzel scripts on the red pill investor.  

Get a chill pill--a lot of you guys can't take what you often dish out!

The biggest pill to swallow is the "ability to pay" issue.

and again why out of state investing is any thing but passive.. you must be on this stuff like a hawk.again thanks for having the courage to post this I know its tough pill to swallow. 

Im sorry for your loss....that's a tough pill to swallow.