Sometimes the asking price does not reflect what's actually going on, there's a tenant, there's a change in the seller's situation, etc. 

Just depends on the situation/scenario.

Since this is the tenant's money, I want the bank calculating and holding everything versus storing balances in my spreadsheet.

In 2019 I purchased a Duplex in New Orleans for $219,000, I was able to refinance during Covid to a 3% interest rate. After I left NOLA, I was able to rent each side for $1,295 through a property manager taking 10%. T...

LTRs do not face those types of situations. 

@Jim Bice this actually sounds pretty reasonable to me given the situation you described.

When we got engaged, my wife didn't want roommates but was willing to do a two unit situation.2.

I was hoping some folks might be in a similar situation or had a similar experience and might be able to share. 

According to the current and official Dressbarnwebsite, “REV” is the owner of Dressbarn: “Dressbarn is an online retailer linked to a former chain of women's clothing stores owned and operated from 1962 until 2019.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.