After doing a lot of refinancing, I now have substantial liquid capital and am looking to start investing outside of Canada.I recently spoke to a fellow Canadian investor who suggested investing in the A and B+ areas of Ohio for cash flow.

I've been thinking about re-financing it ASAP. 

Once the project is complete and the property is stabilized, you can look into refinancing with a DSCR loan, which focuses on the property's cash flow rather than your personal income.

Hi,We are looking to refinance a small commercial multifamily building we have in Ohio out of a bridge loan that we used to renovate the building over the last couple of years. The loan amount would be between 900k  -...

I'm never a big fan of refinancing unless it is a significant rate change. 

I’ve gotten in the habit of offering cash with few or no contingencies then refinancing after closing/ seasoning period.

Most DSCR Lenders will require the property to be rented for a refinance (or if used as an STR for example, have some STR history)  You may be able to find an option for refinancing prior to leasing, but it will make it more challenging and will likely need a "good reason" more than just speed3.

They could buy now, but they would make less and would have to eat the cost of refinancing down the line.  

I will use hard money lender at first as they need rehab, then refinancing with the bank.

From what I’ve found online, there appears to be a 6-month seasoning period before refinancing, but this may not apply to non-cashout refinances.