I don't have a lot of background on this - just what you provided - but that actually seems like a pretty reasonable message with some valid questions. 

As other people mentioned the areas do change pretty quickly. 

I can see in states like California, you would end up with a squatter tenant pretty easy, and then you're screwed? 

I also had to get it approved by the city which was pretty easy. 

I'm doing a refi on a multi-family building right now with a lender I found here on the BiggerPockets Lender Finder - https://www.biggerpockets.com/business/finder/lenders They've been able to help me get a DSCR loan which others on this post have mentioned and they've been pretty quick should be able to close before the new year in less than 3 weeks from when I started the process!

Amen to this, thank you for the suggestion.Yea I've taken on the risk of not having a day job and building a business, it's pretty stressful and you're building out of necessity instead of passion.

The process is pretty straight forward and not complicated at all.

If you do sell, think about where you’d put the money, whether into more passive investments like index funds or REITs, or possibly diversifying into a different market with better opportunities.If you decide to keep renting, you’re in a pretty solid spot right now.

Perhaps check with a local attorney before proceeding.I realise I left some stuff out in the beginning, but the whole situation in general is just pretty wild.

Jon Jasniak is pretty good too I like him a lot because he now offers his course for free and he is in Texas and I grew up in West Texas.