People, you all have to realize that if the banks and their emplyees had any brains at all, they would not be in the mess they are in today.It is a constant fight and struggle, but I am clinging to persistance pays off.

The MI company was Radian and they denied the short sale when the lender approved it.Call their loss mitigation department and treat them as you do any other negotiator, explain the situation and send them over your data and comparables to support your offer.What happened on my deal is that the MI company apparently approved it as long as the 1st lien was willing to take more of the loss, I am not sure about the specifics but they came to their own agreement and I was able to get the deal done.The point is be persistent and don't take no for an answer.

If the tree was dead or diseased AND the landlord knew it then you may have a claim against the landlord.Either way, if you contact your insurance company and their is a possible claim against the landlord or other insurance company they will usually handle it all for you.

Persistance pays.

Polite persistence.

You probably won't want to do it yourself you run the risk of getting bit by one and bats are a cesspool of infectious diseases like rabies.

Killer deal, but I like your appetite for risk and persistence!

He also says you need to be persistent and much of their success is achieved with doing follow-up. 

If you are 22 and don’t have much going on in life with income or savings I would be fair to question your future in real estate it takes motivation a strong spirit and persistence .

Infectious Diseases & Critical Care doc (yes you read that correctly: 2 years ID, 2 years CCM).