If the owner submits a completed application before the servicer starts the state foreclosure process, the servicer can't foreclose until the following occurs:the borrower doesn’t qualify for, or rejects, the lender’s loss mitigation options, orthe borrower accepts a loss mitigation offer but fails to fulfill its requirements."

I have saved up some money but my goal is to save up at least 20k in a year before I start looking for options on house hacking in a duplex.

You might want to do an online search for brokerages in your area that offer larger commission splits or a flat fee to their agents. 

- Guest Insurance – Do you require guests to carry their own insurance, or do you use a service like Safely, Proper Insurance, or another option to cover damages?

If this effort gains traction, it could fundamentally reshape the U.S. mortgage market, impacting financing options for real estate investors nationwide.The Role of Fannie Mae and Freddie Mac in Housing FinanceFannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) are government-sponsored enterprises (GSEs) that purchase mortgages from banks and lenders, package them into mortgage-backed securities (MBS), and sell them to investors.

Be sure to research rental demand, zoning laws, and financing options before deciding.

Typically, the investors I work with purchase properties in their personal names and then quit-claim the title into their LLC after the deed has been recorded.Markets like OKC, Memphis, and Little Rock offer some excellent, affordable growth opportunities, and I’d be happy to chat with you to explore these options further.

It's a great option for the right investor at the right time in their lives.  

I've done some digging on Batchleads, it seems to be the best option for skip tracing.A realtor friend warned me about the consistent "No's" I'll eat before i get my first deal.

Do you consider worst case scenario and base your potential offer based on this?