@Na Connolly, talk to an eldercare lawyer there are likely multiple issues to consider here.

When you go to sell, Montvale requires a certificate of occupancy so this issue has to be resolved in advance of a sale.Although I am not a lender, I assume you will not be approved for an owner-occupied mortgage on 5-units if it is a legal 4-unit without some type of mortgage fraud whether in reported rents, units, or another legal document or representation (very very large issue from a legal perspective with multiple arrests in the last year for anyone playing fast and loose).As far as the DCA, I would recommend coordinating your work with the city with the DCA.

They have agreed to sponsor multiple deals with students and then backed out of them causing their students to lose significant amounts of earnest money.

Case in point, just today BAM announced the sale of an asset. 17.4% IRR and a 2.63 Equity Multiple to investors.

When used correctly a HELOC allows you to do multiple deals over and over again.

Extremely communicative and Bob spent time over multiple phone calls answering specific questions I had concerning the deal.

The city has changed Section 8 requirements multiple times lately.  

Ourcurrent approach involves identifying possible contact information for thelisted owners and calling multiple numbers, but this process is time-consumingand yields limited results.

Medical destination with excellent care.Arts and culture of a large metro and THE BEST football team (plus the Taylor Swift boost!) 

After multiple phone calls and emails, I delivered the following email regarding my PreREO note purchase:  Hi Karen,Any update on this?