Kids, lifestyle & so many other decisions all wrapped up in this decision.

Some of these renters are capitalizing on low interest rates and choosing to buy, but many are unable to buy due to lack of down payment or credit factors. 

I wouldn't say that people in general like one type over another, but rather people in general cohorts (single, married - no kids, married - with kids, etc.) tend to gravitate towards certain types of properties based on their lifestyles.

As Jay and Jamie have stated above, a minimum of 6 different factors play into the pricing, but it is not an all or none issue. 

There are a lot of factors that go into the decision.

Those factors are more critical in a fix-and-flip scenario where you’re focused on resale to an end buyer.

FICO is a factor in both scenarios.

There are certain factors that need to be met like LTV. 

Does price per square ft factor or is it just ARV.

ADUs can significantly enhance your property's value by adding living space that can be used for rental income or as additional living quarters for family members.The increase in value from an ADU can vary widely depending on several factors such as the size, quality, and functionality of the ADU, as well as its integration with the main property.