[1]    You might want to think about opening 2 FDIC insured savings accounts that have no fees.

Hey @Keagan Scott, so I don't have any insight into Gary, IN but here is a blurb -"Those looking to rent out their properties for less than 30 days (about 4 and a half weeks) will have to get a permit, pay a one-time $150 fee, and have a city business license.

This will show you more evidence of the fees they really charge.

I usually run several CMAs, with different criterial, and of course compare tax appraisal value with a wholesale price, add 5% as a fee to a transaction, in some cases.

For your payout, I don't know the full story but Airbnb doesn't cover extra fees including cleaning fees.

We offer a $200 referral fee, and have been considering increasing it. 

Quote from @Jeff Sanders: Personally coming from an agent/investor in CA, I always get a quote from a broker of mine and make sure I am knowledgeable with the fees/costs.

Any other fees such as close out fees or payoff demands are paid out on the back end when your loan is refinanced or paid off.

Furthermore, whole note investments benefit from an additional 0.5% annualized yield and are entitled to a share of any extension fees charged to the borrower."  

I don't see a scenario where construction costs don't increase for things like roofing, drywall, carpet install. I