In my seven years of investing, I’ve only partnered with my wife and my father and have no plans to change that any time soon. 

First off, congrats on being in a position to scale your real estate portfolio.

By the time I reach 20% equity (likely 3+ years away), my monthly mortgage payment will come down when I refinance, but $600 is a big hit to the numbers. 

Whichever came first. 

If you plan to build your own primwry you absolutely want it to be your primary first not investment land first.

The time and amount offered would not be negotiable. 

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

Often times if you lower the rate, the fees go up and vice versa.

- Dividing by 3 units (you have to live in one for first 12 months) leads to $1867/unit/monthly rent.- Dividing by 4 units leads to $1400/unit/monthly rent.What are you factoring in your ROI & cashflow calculations for maintenance?

For instance, there is a Lunch and Learn meeting the first Thursday of the month with the next one occurring Feb 6.