Lets say you needed $100k in financing at 12% + 2 points and it took you a year to rehab and refinance that is an extra $14k + closing costs.2. you mention roof is 18-20k.

, I went to extra lengths to make sure that you wouldn't take my post as a personal attack by starting by mentioning that I agree with what you wrote and concluding by mentioning that the sole purpose of my post was to make sure that yours wasn't intentionally misleading.So, over the form, my suggestion as an elder of the forum would be for you to not take everything personally and, if you still think you're being personally attacked (it can happen to everyone), read the post again and make sure you don't misinterpreted what the author meant before publicly complaining about him/her.Most importantly, over the content, you're correct that the Costa del Sol isn't the whole of Southern Spain. 

This extra year gives property owners more time to schedule inspections and make necessary repairs.Key Points:Applies to multifamily properties with three or more units.Covers balconies, decks, and elevated elements made of wood or similar materials.Inspections must be completed by licensed professionals and repeated every six years.Hazards identified must be repaired promptly.With the extension, now’s the time to plan ahead.

It 12 years, assuming you make no extra payments, you'll have a paid off condo that cash flows a lot better. 

Can’t wait to see the 1200 sqft extra house we are building for one of our workers.  

That extra diligence is screaming.Perhaps you should stick to promoting yourself. 

Is it worth to invest and learn from their program in order to start my co-hosing STR side business just to get some extra money monthly?

You can find online mortgage calculators that allow you to play around and see what happens if you do an extra payment or increase your payments.

It shows you are serious and willing to go the extra miles to make it work.

Even simple extras like local guidebooks or maps can make a big difference.