Yes, if you do end up converting a primary home to a rental property the insurance carrier must be notified of the change as it's a completely different policy with different coverages.It's not a difficult change to do but if you don't make the change and a loss was to happen a claim could be denied.

And, there is too much use and abuse of quitclaim deeds, they should never be used to convey a sale of property, except where a lender may require such, I don't agree, but they pay their attorneys big bucks to protect them so you may not have a choice.

Delay, Deny and Defend.

I was a member of BP before I bought my first rental, and our first 2 tenants taught me a lot about screenings, evictions, tenant abuse, etc.

I provided a proper notice of entry for a couple days later and he denied me access. 

He wouldn’t give us an estimate, scope of work, timeline (he told me 3-4 weeks, but denied he said that), and wanted to talk on the phone instead of text or email.

You will also need to factor in utilities as you will be paying those and expect some tenants to abuse it (or not use them wisely). 

So I don't want to raise suspicion, which could lead them to deny my application.

Because the taxpayer had title to the land when it was transferred to the third-party he was said to have engaged in an exchange with himself and the deferral was denied. 

This will insulate you from price increases from service providers as well as service abuse from a resident.If you share utilities, you can install submeters or use a Ratio Utility Billing System (RUBS).