I currently live in a 1000 sqft home that we pay a mortgage on.

In fact I can have half of the rooms occupied and still pay the mortgage. 

Owning a duplex at 20 is a huge accomplishment, and it’s inspiring to see you’re already planning your next move.From my perspective, real estate investing is a long-term game focused on building equity, paying down debt, and maintaining stability over chasing short-term cash flow.

To pay for this, I used a heloc on my current home.

If I sell one house per year, it will pay for itself.

I am not yet familiar with the management fees for an STR yet as we self manage, however Cleveland itself is currently STR friendly and just requires them to be registered if you have stays over 90 days and then you register with the city and pay $35.

Minimum of 3 night stays, limited number of STRs in a particular neighborhood etc.You need to get the license and pay the STR tax.

I bet they wait until January or February so they don’t have to pay the tax on those gains for another year (which is why we may be seeing less selling this month than in a normal cycle).

Focus on paying them off (smallest to largest), and you'll be living large in 20 years.

What should I do if my tenant isn't paying rent?""