First things first: Before diving into any market, talk to a lender to understand your financing options and get pre-approved.

We have never had an issue but to @Drew Sygit point, we still follow our application and approval process.

You turn in your claim within a few days after moveout & they send you the money in a few days after approval. 

If you cannot get approved for a $700k loan, then work on that, but saying I don’t know how to do it is not an option.

They're a member of the Small Luxury Hotels of the World organization, which is not easy to get approved for - but which also now means they are on Hyatt .com (Hyatt just recently bought the Small Luxury Hotels of the World).

According to 5, the city has battled efforts to limit local regulation of short-term rentals.The state of Florida recently approved Lee County's minimum standards for vacation rentals, which means that reservations can resume in Cape Coral.

They approved work before the adjuster seen in with not documents or approval from me.

If you do decide to go that route, I would suggest using one of the Eagle Rock approved builders. 

A local lawyer approved lease worked for the tenants I chose; I took in rents on Apartments.com.  

*I USED to own properties in San Mateo Co CA (Silicon Valley)and found that the Building/planning dept was so malfeasant and next to impossible to work with that I sold my properties AFTER I spent YEARS trying to 1st get plans approved,** then completing the work.