Quote from @Sherief Elbassuoni: Whenever I have cash, I put it as a downpayment for a new rental.Even if you got 4-5%, this is less than inflation, so your money is loosing valueMonth over month inflation is more current information than year over year...and it has been near zero in total for the past nine months and negative for 5 of those 9 months. 

I started investing here in 2016 so it's been 8-9 years for me.

We would likely take 2 years to rehab since this is our first one. 

Chicago Investors: How Has Your Mentality Changed in the Last Two Years?

I live in NYC and started investing in Buffalo a few years back, mainly for the reasons that you mentioned. 

You can look at the Ford/Carter years to see actual effects of bad policy.

Most important thing is gaining enough knowledge to be able to purchase properties that's going to add value to the next few years of my life and my kids 

That’s your home mortgage interest as well as property tax and insurance for 2nd half of the year.

I’ve been investing for many years and had a few loans transfer previously but this year I’ve seen a huge uptick, any idea why?

If it’s 4 units you’d always want the residential loan with the 30 year fixed rate, especially if you plan to live there.