'Stretch" goals are fine, but there's no sense in setting yourself up for disappointment by using dreamer numbers.

I'm sorry, that may have been a bit of a  stretch.

I’m no expert by any stretch but I learn from smarter men’s mistakes . 

Joe Stretch may be able to help you with this!

I’m not sure the house is but if it’s in High Cost County and the loan amount falls under Conventional High Balance loan limit https://www.fanniemae.com/cont... instead of jumbo loan limit With $100k income, if you’re doing a conventional loan, your total debt ratio should be 45% but can stretch to 50% in some cases

I'll just mention a lot of people try to get into real estate by figuring out how to stretch their savings to do it.

This way you can make your money stretch further and potentially gain some equity early on, which can be borrowed against for another deal or refinanced to reduce your debt servicing cost.Like I said, I still haven't done a deal so I am just saving like you and investing my time as much as I can to reading here and studying up to be ready to make a deal when the opportunity presents itself.

@Joseph Goode Typically something like: wake up, stretch, make coffee, sit by the pool, check your bank account, nap, eat a snack, more pool time, dinner, sleep... 

The contractor we're using is stretched and doesn't have the capacity to handle the third job.  

Do you want to leverage by having the seller hold a 10 to 15 second so you can buy up and stretch your cash further??