I don't know a lot about mobile homes but are you sure the comps are equal are they both in rented spots or comps own the land or part of a co-op?

Payment history is the biggest portion of the score in both FICo and Vantage models, but not the only factor.As the OP mentioned, the high utilization is likely the greater contributing factor to the 600 score.A credit is merely the numerical representation of a person's likelihood of going 90 days late anytime in the next two years.

walking or driving distance isn't really the factor from going somewhere to do the laundry in my opinion, it's just plain leaving the building to get it done, that's a headache.But we had 2 buildings with no laundry and it is a big turn off to any renters, I would do everything in my bag of tricks to get a washer and dryer in the building, coin op if you have common area big enough to do that..Our issue was city of Minneapolis, had regulation that we couldn't have it in the basement of the building without 2 legal exits from basement and we didn't want to go to the expense of adding a egress window.

Thanks for the opinions gals and pals If your hinge is broken (you didn't say that in the OP) you have different issues.  

Former minor league pitcher with the San Francisco Giants, veteran with 7th Special Forces Group, and most recently Baseball Ops Assistant with the Pittsburgh Pirates. 

Eric (OP) is determining how he can make that jump.

OP has no clue how hard this is.. its comparing apples and volkswagens to normal multi family syndications..

Not that my post offers any help, but I am in a very similar position to you OP.

Why is everybody ragging on the OP? 

I have coin op laundry in the unitsI make money on credit repair for tenants.I make money on the utility bill for my tenants.