And Romney was saying just what I mentioned way back there, that it will be the citizens who need to watch and be more observant of others, changing the social aspects of responsibility rather than attempting more restrictions.

- Napoleon Hill “It has been my observation that people are just about as happy as they make up their minds to be.†- Abe Lincoln"Since mistakes of omission don't appear in financial statements, most people don't pay attention to them.

Very good observations.

Michael Quarles - from my observations of you over the years, I determined that you are somewhat of a contrarian.

Some of my thoughts have developed from observing the operations of the two PM companies that I currently use.

Starting today, a select group of panelists will be observing member activity within the BiggerPockets community.

I feel Will's observation is one sided.

I am growing older and wiser while I observe society with time and I think that influences my opinion of the evolution of society.

As an interesting observation, it seems that with a sufficiently large post count, it begins to normalize around 10:1 being that influence tends to hover around 10x the post count.Geeky statistics aside, I would give two opinions.On the simple side of things, get rid of it.

"Although, quarter-by-quarter, we have observed some market-specific increases, over the entire period, owner occupancy rates for REO sales have broadly weakened," said Brian Hurley, New Vista's president and chief operating officer.