My target is set...if we can work creatively together to achieve both my goal and yours, let's chat.Contractors, buyers agents, property managers, lenders, fellow investors, inspectors, attorneys, and anyone else vital to the REI game, please reach out.

I was wondering if I could get some advice on ways to go about achieving that down here because obviously that is vital in achieving success in real estate.

She says they denied her last loan modification.

I like Buffett's modification- if I overpay a bit for a great house/apartment building in a great(or improving) area rather than underpay a bunch for an average/lousy house/building in a declining area, over time, the former situation should prove more lucrative than the latter.

If you take a different modification that’s different but you’re still in good standing because the lender agreed to it. 

Not sure what your strategy or goals are, but having rights and control of your properties is vital in this business.

(Yes, it’s a modification of the dreaded 70% rule-of-thumb that some here hate.

Tell them what your goals are, ask them what THEY want out of you (as presumably you'll be a vital part of their deal flow eventually).  

That one vital step has kept thousands from being our competitors and unfortunately kept them one step away from financial freedom.

If it became a huge problem and all of your tenants stopped paying rent, I'm fairly confident you could make some mortgage modifications to get you back on track.