A Lease Option doesn't change Title until the Option is exercised.

@Edward StephensHere's a mental exercise that I think definitely requires an Accountant's help + maybe a Mortgage Broker.

Just the exercise helps refine your forecasting skills, over time.Plus, revisit this EVERY year, in case you need to make decisions to sell or refinance.

This business isn't all rainbows and unicorns and should be approached with the caution and respect that you would exercise when handling a firearm.  

To get a realistic apples-to-apples comparison - and to see how very difficult this hindsight exercise is in real life - compare a 30 year stock basket to your RE example.

Consider setting a daily exercise & study schedule.Philanthropy: May I be so bold as to suggest that you have a responsibility to give back?

I didn't think this exercise was going to actually result in my wanting to take next steps, so I thought I would post this here for some feedback.  

It is meant to be a simple mental exercise in evaluation of return, that is all.  

I usually met people as a paramedic at the tail end or somewhere close to the tail end of what were usually a long series of bad choices, sometimes a short series of bad choices, occasionally just plain bad luck.Our choices on all aspects of life are cumulatively profound - health, diet, exercise, realtionships, happiness, anger.

A creative solution might be leasing to a tenant with an Option to Buy which they can exercise once the two year redemption period is up and/or consider seller financing (both with full disclosure and documentation of course ).