HI Mark,Going in on a deal day 1 with 100% is non existent (w/o utilizing cross collateralization), however ultimately ending up with 100% financing... well that is possible through use of PML/HML, buying at discount, structuring your 1st and 2nd or financing strategically, ending up at 70-75% ARV through major value add or optimizing your P&L, and depending on your local lenders what your seasoning period for leases, rent rolls, and income is so you can use your value to refinance out of the PML/HML and end up with effectively with 100% financing.Some banks are 0-6 months seasoning for income stabilization (usually really small or local banks or credit unions), and regionals and statewide banks will usually require 6-12 months and sometimes even 24 months + based on your experience level or track record (or less with lots of exp).Best of luck,

I'm looking for a (2-4) Multifamily in 3 different states and I'm not sure what the best strategy is regarding the money. I might finance conventionally or purchase with Hard Money depending on the property I end up w...

I would definitely talk to a tax professional and strategize further.  

You need to thin about how to use those losses strategically in the future to help you grow. 

I would love be to hear more stories on the subject and insights to most strategicly utilize this benefit in our realestate businesses.

I would highly suggest talking to your CPA to strategize different ways around it.

I am curious was it a strategic move to only refinance at 60% of the appraised value and not pull out 75-80%?

And second, not going to argue much of the items your bringing up because while yes I think you've got it all wrong on the causality side of things, the "evil cabal strategizing against the average American", we for most part agree on the disfunctions, problems, neglect.

Over 1 dropping.I feel like she's using these words strategically to document it.

Do I formulate the cost myself or you have to hire a company?