As long as you and your customers are happy, that's all that matters.When you said, "I don't think it should happen," you implied (or at least I inferred) that you thought other companies shouldn't do it either.

Let's not imply that commercial loans are truly assumable, if you qualify and pay some fees, they may allow you to assume an existing note.VA loans have been assumable.

While the reader can choose to do what they wish but implying that something exists and is also legally and structurally sound and proper just because it was delivered by a title company is not prudent.In Florida there is no such thing as NABOR (don't even understand what that is supposed to stand for) there is FAR contracts and FAR/BAR contracts.  

Although I'm assuming that's your plan already since you're going to be in school as well as a personal trainer.

Bigger Pockets is a great resource, local mentors / trainers, etc. can be good, networking can be invaluable, etc.  

Three people I think are most helpful in negotiation and sales are the following:Zig ZiglarTom HopkinsRoger DawsonThe above three can be found on Amazon and get a Kindle $10 a month and really learn sales negotiationMike Terry and Tim Ferry are  real estate agent trainers and they are excellent as far as doing with objectionsAnd I think I'm pretty good at teaching negotiation for sword financing deals or low equity dealsFree video on negotiation http://www.biggerpockets.com/blogs/3/blog_posts/41...

In CA if someone stays at a residence for more than 30-days and recieves mail there, they become a tenant, so that implies they have rights even if not listed on a lease. 

What Realtyman was implying is that cap rates can be "bogus numbers" because they are prone to manipulation by selling brokers and sellers themselves.

This also fails to address the morality of SD (though the punitive nature of defaulting seems to imply the act is essentially immoral).I would ask the readers to consider something different: What if *both* of the two camps are right?...

You say "builder" which implies a real company.