I would not dare to explain it even if you're a CPA, which you might be, based on your astute observations.

As in any investment due diligence is a necessity.Lastly, my observation after 40 years as an investor, broker, fund manager and syndicator of both real estate and of mortgage notes: Notes are the more difficult investment to get right.  

My client is also into DM and based on my observation, I received less call in that.

Here's some of what I have observed during my time.

Hope you never have to use the agreement, but I do believe it’s wise to have one in place and carefully observe your loved ones reaction to the conversation.

Rents are soaring, net migration is still wildly positive, and acquisition costs are a small fraction of what you would pay in the Golden State.For the record, expect property management rates closer to 9-10%.Still, you are 100% on target with your observations about Duluth!

And, interestingly, you now observe cross-overs between the two areas, as more and more Europeans go to and buy property in Mexico alongside the ever growing number of Americans and Canadians while more and more Americans and Canadians buy in Spain/Portugal alongside an increasing number of Northern Europeans as well.Mexico might be the best option for North Americans and Spain/Portugal for Europeans for obvious reasons but especially if there's a lifestyle component involved as well.Don't forget though that these are generalizations as there's no one size fits all so it'll depend on your goals, the location, the type of property,...Importantly, unlike in Asia, the standard property title is freehold and foreign buyers have the same rights as their local counterparts so no discrimination there.

That is always fun to observe.

Try and go to your local auction and observe and talk with other people that are buying tax liens.

I also wondered what happened to average prices when rates rose precipitously, so I looked at cases where month-over-month rate increases were greater than 5% (this happened in only 22 of the 365 months observed).