Also, FRP panels on bath walls. 

I think I understand, they cut a number of wires, all within 5' of the breaker panel.

Going through inspection on a duplex and need to replace both electrical service panels.

If not you will probably need to make a wall with door from the left fin wall of the bottom stair to the wall above it so that is a safe exit in case of a fireYou would also need to make sure you have room on your electric panel or pay for another electric meter and panel

They also are single panel and few insulation issues as some of them have gaps between the window and casing. 

After looking under the carpets and paneling, we found pristine shiplap on the walls, ceiling and original hardwood floors... we immediately choose a cottage modern style for our design. 

My hope is to bring in speakers and create some sort of panel discussion every other week and then based on the knowledge or topic that is discussed perform a hands on activity related to that topic.

What do you think of putting solar panels on my personal residence? 

Any large ticket items (new panels/HVAC)?

Splitting the service would be best and I'm going to call the power company and ask them about it but there's only 1 service panel currently so I know I'd be looking at a new service panel which I know from experience will probably run me $1200.