I will probably not argue about the March rent with them, but the security deposit feels different. 

Oh, I'm not arguing that licensed appraisers aren't required to abide by the legal and ethical requirements of their licensure. 

This is your mission as a REI, and I will not argue or debate this.

I can’t argue with that because I don’t know the future.

The reasons it is not shared are many some are because of the credit agency itself, others are due to liability: 1) All agencies do not allow it to be shared with any other parties which do not have access to the system; owners will typically argue that they can pull the credit themselves via trans union, etc. and that is true but a few things here; as an owner you are also NOT allowed to share the credit report even with these types of systems - the only exception is if a Tenant delivered to you or your agent their own credit report 2) Some (depending on) verification agencies require a secure method to store, send and/or destroy the credit report — Do you have a secure method to receive the report electronically?

Great book that argues for sometimes purchasing properties with negative cash flow is Buy and Hold forever by David Schumacher.

I would argue that it would be a much better investment to purchase something for yourself in one of those areas instead of using your capital to pay rent that ultimately benefits only the landlord.

I would argue no.

I highly recommend reading all of Ken McElroys ABC’s of real estate investing books.

Actually, I'd argue that you should not get into real estate until you're defense game is buttoned up.