Your ROE can decline the longer you hold the property.What's more dramatic is the following:By holding your SFH you earn:1. $100,000 FMV at 3.9% Appreciation annually.2. $100,000 FMV less land value with annual Depreciation/27.5 years.

Inventory will change dramatically when the moratoriums and forbearance is over.

I'm sure the pensions would certainly like to do the same since they are unable to reach those numbers themselves and rapidly moving into more and more toxic assets to try and make up the difference since they are dramatically underfunded, poorly managed, riddled with corruption, pay an enormous amount of money to Wall Street in the form of unreasonable and usury level management fees, and soon will be our next worldwide crisis that unfolds. 

However - if and when rates turn, the real estate business will change dramatically (especially if you have an IO loan).

Never liked landlording anyway, laughing all the way to the bank.Other than over-dramatize and cry tyranny, what specifically can we do?  

I kind of thought he was being overly dramatic. 

It will be the difference between a smooth investment and an anxiety nightmare that ends in your financial ruin lol bit dramatic, but really... get good people to help you out in that market.

I am being dramatic here to make a point that this is a drop in the bucket. 3.

The market won't have a dramatic shift this year unless interest rates spike.

It allowed me to leverage myself dramatically faster to get started.