A survey might be allowed outside the 2% as well

No need to be greedy.The true net after 4 years of taxes, surveying reports, HOA fees, title fees and agent commissions was 141K.

,maybe along the borders of two states or country's there are little sections where it's not sure who controls it. one instance would be where a river was the boundary but over the years it moved Or here in Oklahoma I own a few acres in one county and there is a section of land between me and a neighbor both our property's have been surveyed so we know its there and also know of others just like it Its never been on the tax roll and its not claimed by a tribe as Indian landI guess it would be called abandoned land And someone could use The Law of Adverse Possession

Estimated Closing Costs Items Payable in Connection with Loan - This Application Fees: $570.00 Processing Fees: $995.00 Appraisal Operating & Income $75.00 Appraisal Comparable Rent $75.00 Title Charges - Settlement or Closing Fee $150.00 Closing Fee $950.00 Owner’s Title Insurance $172.80 Lender’s Title Insurance $187.20 Government Recording and Transfer Charges - Recording Fees $200.00 Transfer Taxes $1,080.00 Additional Settlement Charges - Survey $275.00 Pest Inspection $75.00 Real Estate Admin Fee $295.00 --- Estimated Total Closing Costs --- $5,100.00 - - Estimated Reserves / Prepaid Costs Items Required by Lender to be Paid in Advance - Daily Interest 15 Days @ $7.60 $114.00 Hazard Insurance Premium $720.00 Reserves Deposited with Lender - Hazard Insurance premium 3 Months @ $60.00 $180.00 Property Tax 15 Months @ $138.45 $2,076.75 --- Total Estimated Reserve/Prepaid Costs --- $3,090.75

Here is the article it is from... http://www.wdrb.com/story/13267661/survey-smoketow...I think the population has dropped to the point in the area where it is time to buy and hold. 

Inspections, origination fees, appraisals, surveys, attorney fees, and so on are all examples of "closing costs."  

I had to get a survey done because the area was a drain area for the nearby lake.

If financing, get specifics from Lender on what needs to be included in the property survey (to save time/money), same if Environ Phase I is needed.  

A survey was done on the property, which discovered an issue.

You could include this at closing or just do a direct bill for yours, up to you.Out of pocket for you should be minimal, inspection fees, doc stamps, taxes (prorated) and perhaps a survey fee or other misc costs.