I love the way Phoenix roads are all either exactly N-S or E-W. It

To wit, one example...- Real estate depreciation isn't the only thing that can be 'added back' to your income.

Many are legal, some are probably not so legal, some are probably specifically prohibited - so for sure you need to speak with an attorney about your strategy before you dive in.If my memory serves me right, it's what armando built his first guru program on - maybe it was his hair, or his smug attitude, or it was just him... but everything about the "subject to" thing rubs me the wrong way.The entire concept, i believe, really is way beyond a basic or straight-forward deal, and also puts your client in a fairly precarious position where the note could get called at basically any moment, and if they can't pay off the note (which they can't, hence the agreement to the subject to) they just defaulted and are now facing foreclosure - In fact, I witnessed this exact situation today on a $12mil note that got called in UT county.

I use my minimum scores to eliminate those applicants that I would otherwise be accused of discrimination against.

My name is Lisa and I currently reside in Columbus, Ohio.I grew up watching my parents investing in RE and becoming longtime landlords and I witnessed many positive and negative experiences they went through with various tenants.

Agreed, and to wit: you can't accuse the title folks of "illegal bundling" if they refuse to do the deal at all.

To wit: It's black and white with 100% certainty that 80% LTV investment triplex was never going to happen, period, end of story, not up for debate.

They are accusing me of trying to make them fix and remodel my house, basically, which certainly is not the case.

Anyone offering loans with an ROI for the lender below an index fund better have a good explanation for why they are doing that.To wit: The 30YF Fannie/Freddie stuff can be down below S&P 500 index fund because Fannie/Freddie purchasing it on the secondary market amounts to a big fat subsidy. 

With Time and Effort, most things can be accomplished, happy to witness your first steps on the road to real estate success!