Like much of real estate, it looks a whole lot better on a spreadsheet than it does in real life.It works at scale or with a lot of experience, but you are kind of building a house of cards needing everything to go right in the beginning. 

I seem to remember that I didn't even have a business card until then either.You are VERY late to the game to be making these decisions. 

However it is important to remember to make sure you have a plan to pay that loan down and not allow that credit card debt to climb back up.

Appreciation Wins: - Two years appreciated enough to remove PMI. - Four years of appreciation -100k HELOC for investing.TakeawaysThis house hack worked because I chose a desirable home in a good area with strong appreciation potential.

Where is the win for them? 

Transitioning to Business Credit CardsOnce your business credit profile is established, apply for business credit cards.

That would go in front of a judge and the person with the most evidence or most convincing story will win.

As a certified advisor for both QBO and Xero, I have to say QBO wins however, you are talking about 6-7x the cost of QBO Plus. 

My figures are below.TaxDeed Winning Bid: $489.00 (My Bid May 2013)Property Clean-up: $450.00 (mowing, trash removal)Taxes & Insurance: $80.00 (2013 & 2014)Sale Advertising: $130.00 (Signage, Newspaper Ads, etc)Filings & Legal Fees: $245.00 (Deed, Lien Releases, Sales Agreement Docs)Total Costs: $1395 (approx)Sold for: $3250.00 (August 2014)That is better than the 25% I would have received if the property was redeemed during the redemption period.

I've closed loans after 90 days before.4) The Lending terms is not where you will win or lose Caleb and whoever else is out there wanting to start out and are a little tentative and nervous and unsure.