They have many lender relationships and find the best lender (based on the criteria you match to). 

My math matches yours. 

And since they price match each other, if 1 of them is doing the sale, and you want cabs from the other,  then just take it to the other one and have them price match the sale.Also, HD offers unstained cabinets if you want to pick the stain, or paint them yourself. 

Rent growth at or below market historicals, sales price matching current comps/cap rate, etcThats a start.

definitely. i have got the details from them for their existing landlord. however, that name does not match the owner on the city tax office property records. and they have confirmed that they provided the landlord's details, not the property manager's details.I believe that should match or it is possible to not match?

It's how you build substantial wealth.Shoot for properties in great locations that will appreciate over time and match it with a strategy that can make it cash flow (short term, mid term, rent by the room, mixed use, etc.)...or in the case of a live in flip, you fix up a place in a great location that will appreciate once renovated due to the property being a place where people with options want to live.

One last thing: I *think* I've found you on LinkedIn, but I'm not 100% certain without a matching photo.

The lower the class, the more reason to stick to your requirements (which should match the market).

So it's all about matching the project with the right lender.

I'm matching the terms you have above... it may make sense to look at a 3 year Prepay instead because the adjustment is minimal usually.Lender 1: 7.25% With 2 Points Up Front or 7.99% if you want to do a 0 Point Loan.