![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1829479/small_1621515928-avatar-roberta410.jpg?twic=v1/output=image&v=2)
20 January 2025 | 62 replies
M my loan never closed.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3059308/small_1721313279-avatar-nicholasp395.jpg?twic=v1/output=image&v=2)
30 January 2025 | 0 replies
One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3020781/small_1715535503-avatar-josem770.jpg?twic=v1/output=image&v=2)
27 January 2025 | 8 replies
If it is a good business with a hard to finance issue, he'll work with the loan team to figure out how to lend to them.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2758690/small_1737493448-avatar-tristank24.jpg?twic=v1/output=image&v=2)
29 January 2025 | 11 replies
Conventional loan, 25% down at ~7% interest rate How did you add value to the deal?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3170577/small_1737053406-avatar-shauno22.jpg?twic=v1/output=image&v=2)
8 February 2025 | 9 replies
Were seeing projections that new construction is going to make up a much higher percentage of loans by the end of this year.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173668/small_1737745258-avatar-stepanh2.jpg?twic=v1/output=image&v=2)
30 January 2025 | 0 replies
Structuring Financing for Volume-Based InvestingTraditional financing methods like hard money loans work well for single properties but can be less efficient when you're scaling up.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173250/small_1737583768-avatar-dukeb12.jpg?twic=v1/output=image&v=2)
27 January 2025 | 14 replies
If you’re paying off less than $800/mo on your loan id say sell come April selling season.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3176574/small_1738189289-avatar-benjaminb384.jpg?twic=v1/output=image&v=2)
30 January 2025 | 2 replies
We also have many unique buyer incentives where an investor can get up to a 10% price reduction to come into immediate equity, or get that 10% as a cash back at closing to reduce your down payment and increase your ROI, or buy rates down into the low 4s on 30yr loans to maximize cash flow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/399840/small_1621449176-avatar-justin80.jpg?twic=v1/output=image&v=2)
27 January 2025 | 17 replies
I know how to use the basic features of QBO, as I do my own expense tracking, but my Bookkeeper is needed for the more complex entries (Loans, capital balances, reconciliation, data entry from PM monthly statements.)I spend almost 8k per year in QBO and Bookkeeping costs (Not including my accountant or tax prep.)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3058210/small_1719228142-avatar-johnf1030.jpg?twic=v1/output=image&v=2)
23 January 2025 | 3 replies
If your loan is $110K then the payment on the 15 year would be $927/month at 6.15%; 30 year option at 6.625% would be $690.