Additionally, there is current optimism with the new mayor, who is focusing on economic development and infrastructure improvements and literally cleaning the city block by block, further enhancing the city's investment appeal. miami doesn't have huge swings it's had 12 years straight of appreciation 

Does it go straight to the bank?

I have looked into different PML online and it seems that their requirements are very straight forward but they do require at least 1 new construction in the last 3 years.

[Bureau of Labor Statistics]Next came ADP’s employment report, where private (non-government) jobs growth slowed for the third straight month to +150,000 in June.

So if you wait a month you add that $2,331 plus 30 years at 7% is another $15/mo payment and $3200 in additional interest or just a straight $7k in interest give or take if you don’t increase your payment.

They also run the Straight Up Chicago Investor Podcast.

Even if they know the numbers don't make sense they could be doing it just for straight-up tax purposes.

And no matter what, straight percentages of the income don't work...unless of course you slide the percentage around for the above-named variables, but at the end of the day your resulting answer will break down to $/unit so you might as well just start there and dump the percentages.

Straight shooters in terms of pricing and scoping.Alotta Properties has been my PM since day one and they have been great.

My HELOC lender does not allow electronic payments just checks, but because my contractors generally want straight cash or else electronic payment, I usually cash the checks myself and then send the payments electronically (which is not great from the perspective of my HELOC transaction history, since it looks like I was sending the money to myself only).Please help!