@Joanne Adrien  The Atlanta ordinance is so full of provisions contrary to GA State Law that the ordinance itself is unlawful on its face.

It is unlawful for any person to engage in the business of, act in the capacity of, advertise as, or assume to act as a real estate broker or a real estate salesperson within this state without first obtaining a real estate license from the department, or to engage in the business of, act in the capacity of, advertise as, or assume to act as a mortgage loan originator within this state without having obtained a license endorsement.10131.

It doesn't work out all roses like we'd like and in the new world since the great recession, they are addressed as an unlawful practice with triple damage awards possible!

One of my peers had a client write an offer for waaaay the heck higher, out of short sale range in fact, but the one right at that number got accepted.Note that I'm pretty sure it's unlawful for a listing agent to throw a written offer out instead of presenting it to her or his client.

If the borrower's debt was discharged in the bankruptcy then it is unlawful to make any attempt to collect on that debt.  

It is a felony punishable up to two years in federal prison and $250,000 in fines.

I got a call from a prospect who was upfront with me about her plans to file bankruptcy.For landlords, this is just asking for punishment, isn't it.I haven't met her yet, but she says she has enough to cover her rent and family expenses.

Taxes are not for punishment, and punishing people who buy things is very wrong.

It is unlawful for a mortgagee to not accept payment in full for the balance due during or through foreclosure or the end of the redemption period, the Mortgagee MUST take the monies and cancel the process.

“Drug-related illegal activity” means the illegal manufacture, sale, distribution, purchase, USE, or possession with intent to manufacture, sell distribute, or USE of a controlled substance (as defined in Section 102 or the Controlled Substance Act (21 U.S.C. 8002) or possession of drug paraphernalia.2.Resident, any member of the resident’s household or guest or other person under the resident’s control shall not engage in any act intended to facilitate illegal activity, including drug-related illegal activity, on or near the said premises.3.Resident or members of the household will not permit the dwelling to be used for, or to facilitate illegal activity, including drug-related illegal activity, regardless of whether the individual engaging in such activity is a member of the household.4.Resident or members of the household will not engage in the manufacture, sale or distribution of illegal drugs at any locations, whether on or near the dwelling unit premises, or otherwise.5.Resident, any members of the resident’s household, or a guest or other person under the resident’s control shall not engage in acts of violence, or threats of violence, including but not limited to the unlawful discharge of firearms, prostitution, criminal street gang activity, intimidation, or any other breach of the housing agreement that the other wise jeopardizes the health safety or welfare of the landlord, his agents, or tenants.6.VIOLATION OF THE ABOVE PROVISIONS SHALL BE A MATERIAL VIOLATION OF THE HOUSING AGREEMENT AND GOOD CAUSE FOR TEMINATION OF TENANCY.