My overall gist of them is that RADD got pretty popular and they don't have proper operations setup to deal with the scale.

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

The water may be backing up from another fixture that is not draining properly.

When you are small, there really isn't many concerns other than not knowing how to manage the properties properly.

It also depends on your goals and how safe/aggressive you want to be, how much you want it to earn, and what meshes best with your lifestyle. 

The important part is operating it properly. 

With a income of 100K you should be back on your feet quickly, assuming you understand how to live a frugal lifestyle and be investing in less than 5 years.Pay off all your debts, save money by living a super frugal lifestyle and rebuild your credit.

You need to properly maintain all this structure or it just gives a false sense of security.Secondly, why all cash? 

Take control of the situation yourself, and if you want her out, then give proper legal notice.  

Here is the new response:  "The Terms and Conditions were not properly displayed for the cardholder during the order process or on the same screen as the checkout screen before the final checkout.