I see former players from the 2000's coming back to the industry under different business names, and some of their prior work was less than stellar.

Let me preface my story with my definition of freedom: doing what you enjoy for a living with the people you care about.My name is Peter Neill.

@Robert BriggsSince a cash-out refi and HELOC aren’t viable options in Texas, and personal loans have high interest rates, consider a few alternatives.

I was implying about the type of person the original poster is.

You can often uncover major things with a little research before you view the property - Ages of appliances, HVAC system, foundation/cracks, plumbing leaks, small electrical things (bring an outlet tester), signs of previous leaks, termite damage etc.

For example, at the start, do you confirm if all persons in the house are aware of your presence, and do you ask if it is OK for you to open bedroom, bathroom and closet doors?

Affordability for the average person is essential, in my opinion. 

I need to do some research and find out what a DSCR lender is and how they work. 

My name is Michael and I own some student housing near a local college.

Highly suggest coming out to some of the local chicago IN-PERSON meetups!