Canada's a a big country, not all markets are overly heated.In the near term (next month), the drop in foot traffic is likely to outweigh the half-a-point drop in the overnight rate.  

For me being locked in at an all-time low interest rate for the span of 30 years far outweighs the risk of my tenants potentially paying late for a month or two due to illness. 

I would only try to show with tenants if there was no other option at all at grave financial or other risk to me that outweighed the already real risk of possibly getting covid19 and spreading to others by not abiding to “shelter in place”.

COULD be a violation of "stay-in-place" order if deemed non-critical and could result in fines for all involved (agents & clients).Can't let the need to put food on the table outweigh an executive order and put others at riskEducate clients and over communicate!

So all the factors suggest the benefits of waiting outweigh buying now.

I'd recommend you do your research into them because I feel the pros outweigh the cons.

Long term rentals out weigh flips in the long run on ROI.  

It's to show that the benefit of the refinance outweighs the costs and prevents you from getting screwed.

The downside of taking post licensing right now is that I work full time as an engineer and on my spare time I try to lead gen... do you think post licensing outweighs the work I can put in now?

When you consider tax benefits lost (depreciation) and lost cashflow it might make more sense to rent, if the total gains from the 3/2 outweigh what you'd be paying in rent.