I have a W-2 Job, capital saved up for a down payment (or two), and a buy box based on my affordability.

Or it is a working class area with a lot of jobs that are likely to be heavily impacted by a recession.To understand these risks, unfortunately, takes experience.  

Baselane has the added advantage of synching with your Schedule E you'll use at tax time to file your taxes.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

And while it is not your job to be an expert loan officer, it certainly helps to avoid these situations. 

If their rudeness etc causes me to not be able to do my job (they yell at refuse to let me in when I've posted notice), then that's a violation for interfering with management duties, on top of the violations for disturbing their neighbors, housekeeping violations, failures to report maintenance, etc..

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

He learned a lot about what to do himself, what jobs to hire someone for, and just how long it can take when you are by yourself.

So additionally, that there's only 30 days to close and it eats up time for an inspector to schedule time to come.Do you allow inspections of your contracts?

I do not think enough coverage is going to the people who are fighting this fight -that job is tough and a big uphill battle to fight these fires.