Prior to the call, I had responded in the email chain asking if we could do a Zoom instead because I don't like the phone.

At some point you don't need more than what you already have, and paying off debt is a great way to remove those invisible chains and give you more control.Getting to the million without debt can take a lot of time.

In the CA gold rush there were miners and there were the stores that sold the mining tools. 

@Douglas GratzI addition to the advice you have already gotten I would just like to emphasize the supply chain problems that you WILL face.

Those promises quoted are only from one email chain of ours - I have record of multiple others I’d be happy to provide to everybody and anybody interested.

An example Gold Realty. 

Well, COVID was going on, supply chain was tight and finding contractors that could get you into their schedule was extremely challenging.

You'll find them in greasy spoon diners in the morning and the gold circuit gym class.  

PV does not have as many mom-and-pop shops as the town went from zero to bursting fairly quickly so it is loaded with big box and chain stores. 

There probably won’t be any unintended consequences like California raising minimum wage for only chain restaurant workers to $20 per hour while all others are $15. 😀