20% down is terrific on land.It’s a non income producing asset which has increased volatility, typically I see 65 LTV max on land as of late.

@Anna PugolovkoI'm afraid you're way too late to the party.

Everyone is talking about Detroit lately. 

I did one last year to swap from an “older property” built in the late 1990’s to a new build  I didn’t run out of reasons, but you get the point.

Hi @Leon Jamison,I can recommend my contractor. my project was $420K, 7months, funded through 203K. we went slightly over schedule (10months),mainly due to a few failed/ repeat inspections, but we were able ton finish under budget.TBH, Im actually doing a second multi family reno project in the heights, New York Ave with the same contractor beginning March 2025.Anyways, you're bound to have issues when working with any contractor.

Most DSCR programs will not touch you if you have a mortgage late in the past twelve months. 

I have 3 on Temple University campus for about 6 years now and usually post on Zillow late September and have it leased within a few weeks.

I suspect it isn't just that they are responsible people, they probably don't want the good credit score to be ruined by non-payment/late rent.

I just finished my first old Victorian style home flip.

Finishes for fixtures?