It is basically anyone who has the cold cash to either purchase the property for you completely, while they hold the lien until the terms have been made. 

A cold lead would be someone that expressed interest but has not taken it further.A warm lead is someone that has expressed interest and  did an adsional step, like you have spoken before (or already) and is still interested.Now that this is out of the way.My question is,  do you still stand by your question?

Than when inflation is happening and the issue of the day for some reason everyone lost there freakin minds and cold is now hot, up is down....   

They say in brand building that people should either love you or hate you (hot or cold), nothing in between. 

@Sylenthia Boswell There are a million FREE scripts out there for cold calling.

They are willing to grind, cold call, door knock, and other prospecting more than any agent I have ever met.

Secondly, insurance does not care if it is cold.

Hi All, would love your thoughts ~A set of 2 large clawfoot tubs as an alternative to traditional hot tub, with running hot + cold water spigot attached, hot springs style.

And, to-boot on LWO I could actually press any property maintenance onto seller.

There is likely a work around to claim some sort of something to get to the point of writing off the expenses but you might be hard pressed if you were to get an audit.