I listen to the problem solving episodes for the same reasons I read forum posts.

In your case since your properties are paid off, I don' see any reason why you would use a higher interest HELOC instead of just doing a cash out refinance.  

The only reason I left Cozy is because when it switched to Apartments.com they dropped all commercial rentals.  

Reason being is that I'm not a US citizen and I do not live in the US. 

One question that you may not want to post here for legal reasons, is how much are you paying your PMC?

In my market there are 2 reasons that keeping is smart.  1) the historical long term appreciation is on going, going back to when records started tracking the appreciation 2) the property tax is near fixed cost.  

They agreed to pay in accordance to the lease and failure to manage to the lease is the #1 reason why landlords fail (Source: American Apartment Owners Assn).Cowboy up and stop having the tenant control your ROI.Best.

Reason being, I hired a property management company (just now) and they're wonderful, they start officially in a couple days. 

Otherwise you still have leases for each unit and collections for each unit.I don't think you will probably get a reasonable break on PM just by buying more units. 

Look, I get it, your "jelly" for whatever reason.